Example SEPA Credit Payment File

The following is an example SEPA Credit Payment File. This instruction was created using iso20022.js.

<?xml version="1.0"?>
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<CstmrCdtTrfInitn>
<GrpHdr>
  <MsgId>25fa1798f983469fba0f61d94a20014f</MsgId>
  <CreDtTm>2025-01-15T04:47:48.235Z</CreDtTm>
  <NbOfTxs>1</NbOfTxs>
  <CtrlSum>10.00</CtrlSum>
  <InitgPty>
    <Nm>Electrical</Nm>
    <Id>
      <OrgId>
        <Othr>
          <Id>ELECTRIC</Id>
        </Othr>
      </OrgId>
    </Id>
  </InitgPty>
</GrpHdr>
<PmtInf>
  <PmtInfId>TRF1736916468257</PmtInfId>
  <PmtMtd>TRF</PmtMtd>
  <NbOfTxs>1</NbOfTxs>
  <CtrlSum>10.00</CtrlSum>
  <PmtTpInf>
    <SvcLvl>
      <Cd>SEPA</Cd>
    </SvcLvl>
    <CtgyPurp>
      <Cd>TRAD</Cd>
    </CtgyPurp>
  </PmtTpInf>
  <ReqdExctnDt>2025-01-15</ReqdExctnDt>
  <Dbtr>
    <Nm>Electrical</Nm>
  </Dbtr>
  <DbtrAcct>
    <Id>
      <IBAN>ES9121000418450200051332</IBAN>
    </Id>
  </DbtrAcct>
  <DbtrAgt>
    <FinInstnId>
      <BIC>BSCHESMMXXX</BIC>
    </FinInstnId>
  </DbtrAgt>
  <ChrgBr>SLEV</ChrgBr>
  <CdtTrfTxInf>
    <PmtId>
      <InstrId>8d9d09a5-9e62-494b-a5b9-3ca5a8c2bbc</InstrId>
      <EndToEndId>8d9d09a5-9e62-494b-a5b9-3ca5a8c2bbc</EndToEndId>
    </PmtId>
    <Amt>
      <InstdAmt Ccy="EUR">10.00</InstdAmt>
    </Amt>
    <CdtrAgt>
      <FinInstnId>
        <BIC>BBVAESMMXXX</BIC>
      </FinInstnId>
    </CdtrAgt>
    <Cdtr>
      <Nm>Dáel Muñiz</Nm>
      <PstlAdr>
        <StrtNm>Calle de Serrano</StrtNm>
        <BldgNb>41</BldgNb>
        <PstCd>28001</PstCd>
        <TwnNm>Madrid</TwnNm>
        <CtrySubDvsn>Madrid</CtrySubDvsn>
        <Ctry>ES</Ctry>
      </PstlAdr>
    </Cdtr>
    <CdtrAcct>
      <Id>
        <IBAN>ES8201822200150201504058</IBAN>
      </Id>
      <Ccy>EUR</Ccy>
    </CdtrAcct>
  </CdtTrfTxInf>
</PmtInf>
</CstmrCdtTrfInitn>
</Document>